Old School Coinage

Let me begin by directing you to the article this is in response to... HERE. I also want to say that most of what I am about to say is not popular opinion.  In fact, it is quite far from that and worthy of some flame...so go for it haters.  I also would like to say that this is not an attack on MMM or his ideals.  I simply disagree with some of the points on his most recent article. I am now going to assume that you have read MMM's article, and if you haven't then go ahead and do so, because I won't be re-writing the whole thing here. To begin... I am a public school teacher.  Therefore I get pretty angry at the public's idea of "us" and what "we" do.  I get up early.  Every day.  5:15am to be exact.  Why?  So I can go to school and work out.  Is this required?  NO!  Does it make me a better and more energetic teacher?  HECK YES!  Then I work for about an hour before school on various email, grades, curriculum...

Hello there again faithful readers...or casual passerby...ok...  So maybe you accidentally clicked here thinking this was Mr. Money Mustaches blog.  It is not.  I'm not half as cool.  Before you go though maybe you would enjoy taking a look at my personal finances and where I am at in life.  That way you can either laugh, cry, or give me a pat on the back and your viewership inspires me to keep going.  So thanks.  Now lets get crackin! Mint says my current net worth is... - $123,446.73 That is a difference of... + $ 7227.04 Whoo HOO!!!!  That is right haters, I'm headed in the right direction this year.  So how did I increase my net worth by that much?  Did I fall into a pile of money or rob a small ATM?  Nope.  Read on to find out how the old school family is kicking off 2015 right.   Account Breakdown... 1. Emergency Fund                ...