40 ways we save money!

Figured I would switch it up today and instead of writing about net worth I'm going to write about ways the Old School family saves money.  Why only 40 ways?  Well this is actually the 40th post here at Old School Coinage!  Although we haven't exactly been frugal lately, I have a few tips on how to save some cash and help you hit your goals faster.  Without further ado...

40 ways to save some coinage
  1. No gym membership (run outside and do exercise videos inside)
  2. Only do DIY when we actually can do DIY (no plumbing for us)
  3. Work together on the budget (united we stand)
  4. No Cable or Satellite
  5. Not upgrading our phones every year, or two years...or three years
  6. Cash flowing instead of financing
  7. Starting a garden
  8. Doing basic house maintenance
  9. Regularly maintaining our cars
  10. Keeping our "starter" furniture
  11. Not following HGTV trends in decorations (they will just be outdated soon anyway)
  12. Buying used when needed
  13. Buying new when needed
  14. Not being cheap
  15. Splitting meals 
  16. Building a "starter home" and being content with what some consider a small house
  17. Being content
  18. Regularly talking about finance
  19. Regularly listening and consuming financial information
  20. Library
  21. Keeping the thermostat at a reasonable level (not super low or super high)
  22. Unplugging anything that isn't in use
  23. Using "walmart sacks" for garbage sacks in our bathroom trash cans
  24. Costco
  25. Not going overboard at Costco
  26. Having a grocery plan
  27. Having a budget
  28. Having one bank account with my spouse
  29. Paying extra on our mortgage
  30. Having similar goals and dreams (our family works together)
  31. Making my own coffee every morning (tastes better anyway)
  32. Putting our bills on auto pilot (no late fees this way)
  33. Car Pooling
  34. Not making unnecessary trips
  35. Paid off the car asap (not getting another car loan, ever!)
  36. Paid off the student loans asap
  37. Not hiring a maid (for some reason a bunch of people in our area have been)
  38. Not going to movies and waiting to rent or for Netflix to pick up the movie
  39. Using LED lightbulbs
  40. Borrowing tools instead of buying (although I still like to buy:)
As you can see there are many generic things that we do on this list and some weird things we do on this list. We aren't the best at saving money and we really need to focus on trimming our outgo, but we keep trying!  The important thing for anyone is to remember to never give up.  You may have had a bad day yesterday, but today is a new one, so get out there and save some cash!

Old School Out


Comments

Post a Comment

Popular posts from this blog

Net Worth Update: January

Hello there again faithful readers...or casual passerby...ok...  So maybe you accidentally clicked here thinking this was Mr. Money Mustaches blog.  It is not.  I'm not half as cool.  Before you go though maybe you would enjoy taking a look at my personal finances and where I am at in life.  That way you can either laugh, cry, or give me a pat on the back and your viewership inspires me to keep going.  So thanks.  Now lets get crackin! Mint says my current net worth is... - $123,446.73 That is a difference of... + $ 7227.04 Whoo HOO!!!!  That is right haters, I'm headed in the right direction this year.  So how did I increase my net worth by that much?  Did I fall into a pile of money or rob a small ATM?  Nope.  Read on to find out how the old school family is kicking off 2015 right.   Account Breakdown... 1. Emergency Fund                ...
Read more

Old School's (negative) NET WORTH!!! First Edition

O.k.  So this post is probably long overdue.  After all I do blog a lot on personal finance and I notice most other bloggers throwing their net worth out their so I probably should to.  I guess I just have been a little nervous to do so.  I mean after all, telling a bunch of people who you may or may not know isn't exactly normal in America. Most people in America act like they have money and really don't.  I act like I don't have money and I really don't.  Then their are those who act like they don't have money and they really do.  I want to be the third option. We all have to start somewhere so I guess I will just give you the lowdown on my net worth via Mint.  The only thing I don't really agree with on Mint is that the value of my cars is assessed.  I know I can change this setting but I really don't want to, and I don't factor in the value of my house either.  I figure the house is a liability really until I pay it down, because...
Read more

Net Worth Update: October 2017

Image
DISCLAIMER:  Hello.  This is a monthly net worth report.  I am currently using my banks website to track my net worth, along with personal capital.  I do not include the value of my house but do include the mortgage as a debt.  I do this because it is unlikely we will sell and I prefer liquidity to perceived value.  Sit back, grab a beverage and enjoy comparing yourself to my numbers.  You'll feel better about yourself, I promise:) Hello again faithful readers.  Fall is in the air....at least for the moment.  Round' here the weather changes faster than a kid can barf up his (excessively eaten) candy corn at a football game <---- Yes I did do that once. If that thought doesn't excite you, maybe my numbers will! Net Worth:  - $75,354 Difference from September 2017:  + $7,197 Total Cash Available:  $13,459 Total Investments:  $54,429 Total Debts:  $143,242 Side Note:  I started ...
Read more