Showing posts from November, 2014

Was today Black Friday?

Was today black Friday?  I think that as a kid I just used to think of it as the day after Thanksgiving and I knew I didn't have to go to school!

I guess today was black Friday.  I guess I did go out and shop, but not an extremely early hour and not to score some great deal.  I just went to my local Ross to browse the inventory for items to buy and resell.  I also happened to be looking for Christmas presents for the wife.  (This year we have set a $25 spending limit on each other).  I also happened to be out eating lunch with my wife who still had to work today, so it wasn't a trip just to go to Ross:/

I had the day off and really took advantage of the quiet time around the house.  I cleaned, did some laundry, read, and fixed myself some delicious meals of leftovers from yesterdays feasts.

Even though I was out and about, the store that I went to wasn't overly crowded.  Maybe it was because there wasn't a "doorbuster" or maybe all the crazy people had alread…


As a quick aside, I recently passed 1000 cumulative views on my blog.  WOOHOO!  It may not be much, but I always enjoy tracking my progress, and blog views let me know someone out there is reading or at least looking at my blog:)

S u c c e s s, that's the way we spell success.

                                                              Photo found on yahoo images

What is wrong with Success?
I get the feeling that many people in America tend to only try for a little while.  When they can't hit their goals they fall into a very mundane lifestyle, following the masses to work everyday, spending most of what they make, not planning for the future, and in the end looking up and hating where they are.

Then to make matters worse they talk about it with their co-workers, neighbors, friends, etc...

"I can't get ahead."  "Life always seems to screw me."  "Other people are lucky, maybe I'll catch a break one day."  "Johnny is so lucky, he got a …

Building our House (Part 3: The End?)

So here we are, finishing up our house.  The appliances were bought, the drywall was being finished, the windows were framed, and thanks to a painting party our trim and walls were painted.

Having that painting party saved us about $5000, and if you don't know how to paint it isn't that big of a deal to learn.  If you look up some good tutorials on you tube and practice on some discrete areas, you will get the hang of it in no time.  Grab some buddies, order some after painting food, and prepare to save! (I should note that I was busy with other work, so my in-laws, parents, and wife painted most of the house/trim:)

Where did this leave us?

Well at this point we had already spent a significant amount of time and money(10-15k) out of our pocket to make sure our house stayed within the original loan amount.  I was not going to go over budget gosh dangit!

So after all this work we realized we were still going to be over budget in the flooring category.  Not a problem said my fanta…

Fantasy Football by the Numbers

What can I say, I love football.  I really enjoy watching the games on Sunday and have been involved with fantasy football since 2006.  Well that is great you might think, but what the heck does fantasy football have to do with personal finance.  Not a whole lot...

at least when you think like a rational human being.  But I am not normal.  Far from it.  So without further ado lets break down my line up in financial terms...

Quarter Back: Andrew Luck
This position in my league is really the breadwinner.  Delivering constant points you might say Luck is my big cap stock or my index fund.  QBs in my league need to always be putting up points, but they are rarely drafted until later rounds (unless it is a brees, manning, or rodgers). 

I got my hands on Luck at pick number 77 in the 7th round.  At that late he was a steal!

Wide Receivers: Demaryius Thomis, Calvin Johnson, T.Y. Hilton
In my league we don't play PPR we play standard scoring format.  In other words your wide outs do not get…

Old Schools Net Worth Update: October Edition

Hello there boys and girls, gents and ladies, ghouls and whatever the female version of a ghoul is.  It is time for another Old School Net Worth update.  To be honest I am a little afraid to look, because I know I have been slacking lately in the finance area.  I don't know why but for some reason October was kind of a "I'm not feeling very frugal, and I want to go out to eat" type of month.  So without further ado let us take a look...

Mint says my net worth is now...

$ -130,540.78

That is a difference from last month of

+ $1716.55

Well that isn't exactly a great big step in the right direction, but it is not a step backwards either.  I'm going to go ahead and tell you what I've been up to lately, why I haven't written, and other boring stuff you probably won't read:)

I have been extremely busy lately.  Who hasn't?  I have been working on getting into a masters program, taking care of some last minute outdoor projects, and working on coaching a…