Old School Coinage

Well that went pretty fast didn't it?  Another year in the books for me and as March flew by I became a year older.  28.  Twenty eight years old.  Hard to believe that I'm nearing thirty.  30!!!  I'm not for sure if I am exactly where I want to be, but I am having fun being where I am. Now on to the good stuff you number crunching peeping toms... Mint says my current net worth is... - 115,327.93 That is a difference of... +  152.74 Wow.  Someone light the world on fire because I'll pay for the repairs...errr maybe just a house... Check that.  Light nothing on fire except for maybe our butts for going on an out of control spending month. Lets take a look at the account breakdowns and figure out what happened. Account Breakdown  1. Emergency Fund                  $10,230.65                     ...

So yeah....the title is pretty much self explanatory.  Do you ever have a freak out moment?  A point in time in which you just are pushed over the edge by emotions? I do. Wanna know what causes these occasional freakouts? Stuff. That's right.  Stuff.  Stuff that I own that needs to be taken care of.  I just get overwhelmed sometimes thinking about the amount of stuff that I need to do.  Pay this, pay that, save here, mow this, take the trash out, scoop the liter, etc... AHHHHHHHHH!!!!! And for some crazy reason I find myself sometimes wanting more stuff...how sick is that!!!??? I think that a lot of times I forget about the maintenance of the stuff I want.  Very recently for example I was over at a buddies house and noticed he had a nice new xbox one.  Sweet games, cool voice control, cutting edge tech...whats not to love?  I admit that as I sat there playing around with it I enjoyed it.  I enjoyed it so much that the thoug...

Been a while boys and girls, but that is what happens when we get into the thick of it.  Masters applications and tennis season has come upon me like the extra pounds one tends to gain right after high school.  Since today is a half day off (due to the winter weather) I figured I would take time to sit down and write out a little update. Mint says my current net worth is... - $115,480.67 That is a difference of... + $ 7966.06 What up!!!???  As a side note looks like somebody found the COLOR button!!!   Oh no... I can't STOP!!! Well, aside from all that crazy fun let us take a look at why the Old School Family was able to improve the old net worth situation for a second month in a row. Account Breakdown...   1. Emergency Fund                  $10,214.39                                 ...

Let me begin by directing you to the article this is in response to... HERE. I also want to say that most of what I am about to say is not popular opinion.  In fact, it is quite far from that and worthy of some flame...so go for it haters.  I also would like to say that this is not an attack on MMM or his ideals.  I simply disagree with some of the points on his most recent article. I am now going to assume that you have read MMM's article, and if you haven't then go ahead and do so, because I won't be re-writing the whole thing here. To begin... I am a public school teacher.  Therefore I get pretty angry at the public's idea of "us" and what "we" do.  I get up early.  Every day.  5:15am to be exact.  Why?  So I can go to school and work out.  Is this required?  NO!  Does it make me a better and more energetic teacher?  HECK YES!  Then I work for about an hour before school on various email, grades, curriculum...

Hello there again faithful readers...or casual passerby...ok...  So maybe you accidentally clicked here thinking this was Mr. Money Mustaches blog.  It is not.  I'm not half as cool.  Before you go though maybe you would enjoy taking a look at my personal finances and where I am at in life.  That way you can either laugh, cry, or give me a pat on the back and your viewership inspires me to keep going.  So thanks.  Now lets get crackin! Mint says my current net worth is... - $123,446.73 That is a difference of... + $ 7227.04 Whoo HOO!!!!  That is right haters, I'm headed in the right direction this year.  So how did I increase my net worth by that much?  Did I fall into a pile of money or rob a small ATM?  Nope.  Read on to find out how the old school family is kicking off 2015 right.   Account Breakdown... 1. Emergency Fund                ...

If you want to be fast, study sprinters.  If you want to be strong, study strong people.  If you want to be rich, study PF bloggers?  Maybe.  The point that I'm trying to make is that I'm unashamedly copying some other PF bloggers out there (namely MMM ) and decided to look back at what I spent in 2014 and on what.  It may not be the best representation and I realize there will be some odds and ends that I have to tie up, but 2014 was the first FULL year of using mint and tracking expenses for the old school family. Here we go. HOME: $8,788.00 ....... Per month: $732.33 Out biggest expense was our house next year.  We are probably not alone and I believe most Americans spend the most money in this category.  We went a little house cray cray last year and slowed down after February.  We just have to keep telling ourselves that projects happen over time, not ALL AT ONCE! I do expect the total $ to go up on home this year, but that will prima...

What up, for the first time in 2015!!!!  Comin' atcha' like a freight train, or maybe like a train wreck, is Old School's breakdown of how December went. First I hope everyone had a Merry Christmas and New Year.  I know in the Old School family we kept it pretty lighthearted and fairly non-consumeristic.  I think that even though we do a good job next year I would like to cut out presents all together from most of my family.  I still want to get my mom and dad something, but as for the siblings, cousins, and grandparents we are done.  I don't mind giving small appreciations of our affection that we make, but I personally don't want to receive any food presents next year.  SERIOUSLY!  I probably ate my weight in candy and chocolate and this is not good for my body at all! NET WORTH UPDATE: Mint says my net worth is currently... $ -130,673.77 That is a difference from last month of... + $ 819.23 That is not a huge number, but it is a number...