Old School Coinage

Once again another month passes too quickly and once again here I am making excuses...I mean shoot!  I didn't even roll out this net worth update on the 15th like normal... I waited until the freaking 20th!  That is pretty bad lol...but as my father-in-law says "Oh well." So crank up the phantom of the opera (what I am indulging in right now) and lets navigate some numbers. Mint says that my net worth in August was... - $105,580.86 This is a difference of... + $4556.86 Hot dang...another positive month.  This surely isn't sustainable:0  I will take it though.  I have noticed a sever change in our spending patterns, and def. for the positive.  Using cash for our problem areas really does help! Lets get a closer look at our accounts... 1. Emergency Fund                  $8,629.86                           ...

Figured I would switch it up today and instead of writing about net worth I'm going to write about ways the Old School family saves money.  Why only 40 ways?  Well this is actually the 40th post here at Old School Coinage!  Although we haven't exactly been frugal lately, I have a few tips on how to save some cash and help you hit your goals faster.  Without further ado... 40 ways to save some coinage No gym membership (run outside and do exercise videos inside) Only do DIY when we actually can do DIY (no plumbing for us) Work together on the budget (united we stand) No Cable or Satellite Not upgrading our phones every year, or two years...or three years Cash flowing instead of financing Starting a garden Doing basic house maintenance Regularly maintaining our cars Keeping our "starter" furniture Not following HGTV trends in decorations (they will just be outdated soon anyway) Buying used when needed Buying new when needed Not being cheap Splittin...

So here we are again faithful readers, or whoever out there stumbled onto this website.  Maybe it's just people practicing their english?  Well jokes on them,cause my site is filled with fragments, run-ons, terrible jokes, and poorly written content! But just in case you happen to still care what is going on in the Old School abode lets break out some numbers. Mint says my current net worth is... - $110,137.72 That is a difference of.... + $4,077.22 ! What up baby!  We blew July out of the water. I came in like a wrecking ball, um er, wait that doesn't mean what it used to mean.  Thanks a lot Cyrus. How did we do it?  Well we did get a little bit of money in inheritance.  We also got paid from my summer job finally although now it is over and I am preparing to head back for another school year. Here is a breakdown of our accounts... 1. Emergency Fund                ...

Ah, well if you haven't gotten used to my late postings yet then you never will.  I figure that if I postpone my pathetic post long enough then it will pretty perfectly line up with the period that I predicted since the beginning.  Tongue tied?  Confused?  So am I.  Lets get down to Junky June... Mint says that my net worth in June was.... - $ 114, 214.94 That is a difference of... - $ 729.77 Oh no.  Quick.  Someone telephone the president and tell him we have an emergency.  Our company has posted in the red the last two months.  What the H to the E to the C to the K is going one here?  I actually am the reason we failed hardcore in June.  I admit, I have a problem with gas stations.  I spent a crud ridonkulous amount of money at Casey's this past month.  Dang you two slices of pizza and a "free" thirty two ounce pop! The point is that I lost sight of my goal.  I forgot about what I'm really working toward...

You might be thinking why are you still doing this Old School.  I mean, c'mon, you aren't really putting out any groundbreaking content.  You certainly are fresh, and you are not writing with very much passion or frequency. You would be correct.  I have been pretty lax.  I could lay out a bunch of excuses about how I have been working a full time summer job, and have a bunch of house work, and have a bunch of masters class work...but I won't...oh wait...I guess I just did:)  Oh well.  I'm not stopping because this little blog remains a motivating factor for me.  Whenever I want to spend money on stupid stuff I think of this blog.  Whenever I get tired working my job I think of this blog.  So without further excuses here goes nothing... Mint says my current net worth is... (admittedly I actually got disconnected due to storms so this a few days even later lol) -  $113,485.17 That is a change of!!! - $ 441.52. Well poop.  ...

Well I guess there are not two ways about this...it's already halfway through May and I have yet to post about April.  I could hem and haw about how busy I have been with tennis, teaching, or masters paperwork.  I may even mention that I recently became quite ill and was unable to do much of anything except drag my butt from bed to work and then promptly back to bed.  That all sounds like a stinky excuse though so without further ado lets  get rolling... Mint says my current net worth is... -$113,043.65 That is a difference of...   + $2284.28 Sweet.  An increase...wait how the heck did I increase.  Was it based solely on the market?  In a word yes.  Our investments had a pretty good month. Here is a look at our accounts... 1. Emergency Fund                  $8,761.91                         ...

Well that went pretty fast didn't it?  Another year in the books for me and as March flew by I became a year older.  28.  Twenty eight years old.  Hard to believe that I'm nearing thirty.  30!!!  I'm not for sure if I am exactly where I want to be, but I am having fun being where I am. Now on to the good stuff you number crunching peeping toms... Mint says my current net worth is... - 115,327.93 That is a difference of... +  152.74 Wow.  Someone light the world on fire because I'll pay for the repairs...errr maybe just a house... Check that.  Light nothing on fire except for maybe our butts for going on an out of control spending month. Lets take a look at the account breakdowns and figure out what happened. Account Breakdown  1. Emergency Fund                  $10,230.65                     ...